95 St. Simon Circle, Miramar Beach, FL 32550

$875,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,216 Status: Active
Current Price: $875,000 List Date: 1/05/2026 Last Modified: 6/07/2026

Overview

Description

Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite

Supplements: countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and ...

Listing Details MLS# 992115

Contract Info

List Price/SqFt
394.86
Listing Board
Emerald Coast

Location Tax and Legal

Area
15 - Miramar/Sandestin Resort
Street #
95
Street Name
St. Simon
Street Suffix
Circle
State
FL
Zip Code
32550
County
Walton
Project Name/Subdivision
EMERALD WATERS VILLAGE
Parcel ID
29-2S-21-42970-000-0220

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
2216
SqFt Source
County PA Records
Full Baths
3
Half Baths
Yes
Total Bathrooms
4
# Stories
2
Year Built
2004
Garage
Yes
Carport
No
Garage Spaces
Yes
Driveway Spaces
2
Pool
Yes
Pool Type
Community

Location, Tax and Legal

Sub Area
1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
Elementary School
Van R Butler
Middle School
Emerald Coast
High School
South Walton
Legal Description
LOT 22 EMERALD WATERS VILLAGE PB 13-27 OR 2469-1077 OR 2603-2125 OR 2668-4391 OR 2815-1940 OR 2964-1448 OR 2983-2455 OR 3231-643

Listing Info, Tax & Legal

Is Subject Leased
No
Assessment Fees
Yes
Assessment Amount
530
Annual Assessment Amount
2120
Assessment Paid
Quarterly
New Buyer Fee
Yes
New Buyer Fee Amt
400
New Buyer Fee Paid
$
Last Taxes
6749.35
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
No

More Information

Remarks & Misc

Remarks
Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite

Construction Status

Construction Complete
Yes

Parking Features

Garage
Yes
Garage Attached
Yes

Lot/Parcel Access

Paved Road
Yes

Lot Features

Covenants
Yes

Project Facilities

BBQ Pit/Grill
Yes
Beach
Yes
Deed Access
Yes
Gated Community
Yes
Pets Allowed
Yes
Picnic Area
Yes
Pool
Yes
Short Term Rental - Allowed
Yes

Construction/Siding

Block
Yes
Roof Metal
Yes
Siding CmntFbrHrdBrd
Yes
Slab
Yes

Utilities

Electric
Yes
Phone
Yes
Public Sewer
Yes
Public Water
Yes
Tap Fee Paid
Yes
TV Cable
Yes

Zoning

Resid Single Family
Yes

Exterior

Balcony
Yes
BBQ Pit/Grill
Yes
Deck Covered
Yes
Fenced Back Yard
Yes
Fenced Privacy
Yes
Patio Open
Yes

Interior

Breakfast Bar
Yes
Ceiling Vaulted
Yes
Floor Hardwood
Yes
Floor Tile
Yes
Furnished - All
Yes
Kitchen Island
Yes
Owner's Closet
Yes
Washer/Dryer Hookup
Yes
Window Treatment All
Yes

Appliances

Auto Garage Door Opn
Yes
Cooktop
Yes
Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Refrigerator
Yes
Refrigerator W/IceMk
Yes
Smoke Detector
Yes
Stove/Oven Electric
Yes
Washer
Yes

Energy

AC - Central Elect
Yes
Ceiling Fans
Yes
Heat Cntrl Electric
Yes
Water Heater - Elect
Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity
Yes
MBath Garden Tub
Yes
MBath Separate Shwr
Yes
MBath Tile
Yes
MBed Balcony
Yes
MBed First Floor
Yes

Master Bedroom

Second
Yes

Bedroom

First
Yes
Second
Yes

Kitchen

First
Yes

Living Room

First
Yes

Full Bathroom

First
Yes
Second
Yes

Half Bathroom

First
Yes

Rooms

Bedroom
Yes
Dining Area
Yes
Full Bathroom
Yes
Garage
Yes
Half Bathroom
Yes
Kitchen
Yes
Laundry
Yes
Living Room
Yes
Master Bathroom
Yes
Master Bedroom
Yes

Fees Include

Accounting
Yes
Ground Keeping
Yes
Land Recreation
Yes
Management
Yes
Master Association
Yes

Property Features

Construction Status: Construction Complete Lot Features: Covenants Zoning: Resid Single Family Parking Features: Garage; Garage Attached Project Facilities: BBQ Pit/Grill; Beach; Deed Access; Gated Community; Pets Allowed; Picnic Area; Pool; Short Term Rental - Allowed Exterior: Balcony; BBQ Pit/Grill; Deck Covered; Fenced Back Yard; Fenced Privacy; Patio Open Interior: Breakfast Bar; Ceiling Vaulted; Floor Hardwood; Floor Tile; Furnished - All; Kitchen Island; Owner's Closet; Washer/Dryer Hookup; Window Treatment All Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric; Washer Utilities: Electric; Phone; Public Sewer; Public Water; Tap Fee Paid; TV Cable Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Second Bedroom: First; Second Kitchen: First Living Room: First Full Bathroom: First; Second Half Bathroom: First Rooms: Bedroom; Dining Area; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Fees Include: Accounting; Ground Keeping; Land Recreation; Management; Master Association

Room Information

Room Name Level Dimensions Length Width
Living Room First 20 x 13 20.00 13.00
Kitchen First 13 x 9 13.00 9.00
Bedroom First 16 x 12 16.00 12.00
Full Bathroom First 12 x 10 12.00 10.00
Half Bathroom First 7 x 6 7.00 6.00
Dining Area First 12 x 12 12.00 12.00
Master Bedroom Second 17 x 16 17.00 16.00
Master Bathroom Second 17 x 10 17.00 10.00
Bedroom Second 13 x 12 13.00 12.00
Bedroom 12 x 11 12.00 11.00
Full Bathroom Second 12 x 9 12.00 9.00
Garage First 22 x 13 22.00 13.00
Laundry First 8 x 6 8.00 6.00
Listing Office: Legacy Hill Realty
Last Updated: June - 07 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.