626 Emerald Lane, Fort Walton Beach, FL 32547

New Listing

$325,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,286 Lot Size (sq. ft.): 1,742 Status: Active

Current Price: $325,000 List Date: 6/03/2026 Last Modified: 6/05/2026

Overview

Description

Emerald Gardens is a true hidden gem in Fort Walton Beach. Don't miss out on this 3-bed 2-bath townhouse with a full renovation from top to bottom. Location is perfect if you work near the bases as it 7.2 Miles to Eglin AFB and 7.1 Miles to Hurlburt Field. VA Assumable Mortgage at 5.5%. This townhome has been reimagined from the removal of popcorn ceilings, to all new lighting, flooring, new kitchen and updated bathrooms. Enjoy the beautiful Florida weather on the patio or at the community pool. Are you looking to invest, this seller welcomes a the opportunity. The potential rental income is there for the savoy investor. Call for more details.

Listing Details MLS# 1004236

Contract Info

List Price/SqFt: 252.72
Listing Board: Emerald Coast

Location Tax and Legal

Area: 12 - Fort Walton Beach
Street #: 626
Street Name: Emerald
Street Suffix: Lane
State: FL
Zip Code: 32547
County: Okaloosa
Project Name/Subdivision: EMERALD GARDENS
Parcel ID: 33-1S-24-1018-0000-0440

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1286
SqFt Source: County PA Records
Full Baths: 2
Total Bathrooms: 2
# Stories: 2
Year Built: 1987
Immediate Occupancy: No
Garage: No
Carport: No
Acreage: 0.04
Pool: Yes
Pool Type: Community
userdefined76: 0

Location, Tax and Legal

Sub Area: 1207 - Wright
Elementary School: Wright
Middle School: Pryor
High School: Choctawhatchee
Legal Description: EMERALD GARDENS LOT 44

Listing Info, Tax & Legal

Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 190
Annual Assessment Amount: 2280
Assessment Paid: Monthly
New Buyer Fee: No
Last Taxes: 2144.46
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: Emerald Gardens is a true hidden gem in Fort Walton Beach. Don't miss out on this 3-bed 2-bath townhouse with a full renovation from top to bottom. Location is perfect if you work near the bases as it 7.2 Miles to Eglin AFB and 7.1 Miles to Hurlburt Field. VA Assumable Mortgage at 5.5%. This townhome has been reimagined from the removal of popcorn ceilings, to all new lighting, flooring, new kitchen and updated bathrooms. Enjoy the beautiful Florida weather on the patio or at the community pool. Are you looking to invest, this seller welcomes a the opportunity. The potential rental income is there for the savoy investor. Call for more details.

Construction Status

Construction Complete: Yes

Lot/Parcel Access

Paved Road: Yes

Lot Features

Corner: Yes
Dead End: Yes
Interior: Yes
Level: Yes

Project Facilities

Pool: Yes

Construction/Siding

Frame: Yes
Roof Composite Shngl: Yes
Siding Vinyl: Yes
Siding Wood: Yes
Slab: Yes
Trim Vinyl: Yes

Utilities

Electric: Yes
Public Sewer: Yes
Public Water: Yes
TV Cable: Yes

Zoning

Resid Single Family: Yes

Exterior

Patio Open: Yes

Interior

Breakfast Bar: Yes
Ceiling Vaulted: Yes
Fireplace: Yes
Floor Tile: Yes
Floor Vinyl: Yes
Pantry: Yes
Renovated: Yes
Washer/Dryer Hookup: Yes
Window Bay: Yes
Woodwork Painted: Yes

Financing

Conventional: Yes
FHA: Yes
VA: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Range Hood: Yes
Refrigerator: Yes
Smoke Detector: Yes
Stove/Oven Electric: Yes

Energy

AC - Central Elect: Yes
Heat Cntrl Electric: Yes
Water Heater - Elect: Yes

Master Bedroom

First: Yes

Bedroom

Second: Yes

Kitchen

First: Yes

Living Room

First: Yes

Full Bathroom

Second: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Fees Include

Ground Keeping: Yes
Recreational Faclty: Yes

Property Features

Construction Status: Construction Complete Lot Features: Corner; Dead End; Interior; Level Zoning: Resid Single Family Project Facilities: Pool Exterior: Patio Open Interior: Breakfast Bar; Ceiling Vaulted; Fireplace; Floor Tile; Floor Vinyl; Pantry; Renovated; Washer/Dryer Hookup; Window Bay; Woodwork Painted Appliances: Dishwasher; Disposal; Range Hood; Refrigerator; Smoke Detector; Stove/Oven Electric Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: Second Kitchen: First Living Room: First Full Bathroom: Second Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA Fees Include: Ground Keeping; Recreational Faclty

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	17 x 13	17.00	13.00
Dining Room	First	12 x 11	12.00	11.00
Kitchen	First	11 x 10	11.00	10.00
Laundry	First	8 x 5	8.00	5.00
Master Bedroom	First	15 x 11	15.00	11.00
Master Bathroom	First	9 x 5	9.00	5.00
Bedroom	Second	13 x 12	13.00	12.00
Bedroom	Second	13 x 11	13.00	11.00
Full Bathroom	Second	9 x 5	9.00	5.00

Listing Office: ERA American Real Estate

Last Updated: June - 05 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

626 Emerald Lane, Fort Walton Beach, FL 32547 (MLS# 1004236)