407 Cobia Avenue, Fort Walton Beach, FL 32548

New Listing
$470,000
Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 980 Lot Size (sq. ft.): 12,197 Status: Active
Current Price: $470,000 List Date: 6/04/2026 Last Modified: 6/05/2026

Overview

Description

Welcome to your coastal retreat on beautiful Okaloosa Island. Ideally located just 150 yards from the sugar-white sands and emerald waters of the Gulf, this beautifully renovated beachside home offers the perfect blend of coastal living, modern comfort, and investment potential. Enjoy easy access to Downtown Fort Walton Beach, Destin, waterfront dining, shopping, entertainment, boating, and some of the Emerald Coast's most sought-after beaches. Inside, you'll find a bright and inviting open-concept floor plan designed for effortless living and entertaining. Thoughtfully updated throughout, the home features oversized tile flooring, recessed lighting, custom plantation shutters, quartzite and luxury stylish finishes that create a fresh, relaxed atmosphere. The updated kitchen serves as the heart of the home, showcasing stainless steel appliances, sleek cabinetry, a classic subway tile backsplash, and an oversized island perfect for gathering with family and friends after a day at the be ...

Supplements: outdoor entertaining, future landscaping enhancements, additional parking, or boat and RV storage. With two bedrooms and exceptional versatility, this property is ideal as a primary residence, second home, or income-producing long-term rental. Its prime location near the beach, combined with extensive renovations and flexible outdoor space, creates ...

Listing Details MLS# 1003692

Contract Info

List Price/SqFt
479.59
Listing Board
Emerald Coast

Location Tax and Legal

Area
12 - Fort Walton Beach
Street #
407
Street Name
Cobia
Street Suffix
Avenue
State
FL
Zip Code
32548
County
Okaloosa
Project Name/Subdivision
Okaloosa Island
Parcel ID
00-2S-24-2185-0004-0134

General Property Info

Sub-Type
Detached Single Family
Design
Florida Cottage
Apx SqFt(Htd/Cooled)
980
SqFt Source
County PA Records
Full Baths
Yes
Total Bathrooms
Yes
# Stories
Yes
Year Built
1956
Immediate Occupancy
Yes
Garage
No
Carport
No
Driveway Spaces
7
userdefined76
7
Acreage
0.28
Pool
No
Pool Type
None

Location, Tax and Legal

Sub Area
1201 - Okaloosa Island
Elementary School
Elliott Point
Middle School
Bruner
High School
Fort Walton Beach
Legal Description
SANTA ROSA ISLAND LOT 134 BLK 4

Listing Info, Tax & Legal

Homestead
No
Is Subject Leased
No
Assessment Fees
No
New Buyer Fee
No
Last Taxes
3103.37
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

More Information

Remarks & Misc

Remarks
Welcome to your coastal retreat on beautiful Okaloosa Island. Ideally located just 150 yards from the sugar-white sands and emerald waters of the Gulf, this beautifully renovated beachside home offers the perfect blend of coastal living, modern comfort, and investment potential. Enjoy easy access to Downtown Fort Walton Beach, Destin, waterfront dining, shopping, entertainment, boating, and some of the Emerald Coast's most sought-after beaches. Inside, you'll find a bright and inviting open-concept floor plan designed for effortless living and entertaining. Thoughtfully updated throughout, the home features oversized tile flooring, recessed lighting, custom plantation shutters, quartzite and luxury stylish finishes that create a fresh, relaxed atmosphere. The updated kitchen serves as the heart of the home, showcasing stainless steel appliances, sleek cabinetry, a classic subway tile backsplash, and an oversized island perfect for gathering with family and friends after a day at the beach. Spacious living areas provide plenty of room to relax and entertain, while the well-appointed bedrooms offer comfortable retreats filled with natural light. Every detail has been carefully considered to create a move-in-ready coastal escape. Step outside and embrace the island lifestyle. Spend your days walking to the beach, paddleboarding, fishing, boating, dining at local seafood restaurants, or simply enjoying breathtaking Gulf Coast sunsets. The generous lot provides abundant space for

Construction Status

Construction Complete
Yes

Lot/Parcel Access

City Road
Yes

Utilities

Electric
Yes
Public Sewer
Yes

Zoning

Resid Single Family
Yes

Interior

Furnished - Some
Yes
Kitchen Island
Yes
Lighting Recessed
Yes
Newly Painted
Yes
Plantation Shutters
Yes
Renovated
Yes
Washer/Dryer Hookup
Yes
Window Treatment All
Yes
Woodwork Painted
Yes

Financing

Conventional
Yes
FHA
Yes
VA
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Refrigerator W/IceMk
Yes
Stove/Oven Gas
Yes
Washer
Yes

Energy

AC - Central Elect
Yes

Mstr Bdrm/Mstr Bath

MBed First Floor
Yes

Bedroom

First
Yes

Full Bathroom

First
Yes

Rooms

Bedroom
Yes
Full Bathroom
Yes
Great Room
Yes

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Interior: Furnished - Some; Kitchen Island; Lighting Recessed; Newly Painted; Plantation Shutters; Renovated; Washer/Dryer Hookup; Window Treatment All; Woodwork Painted Appliances: Dishwasher; Dryer; Microwave; Refrigerator W/IceMk; Stove/Oven Gas; Washer Utilities: Electric; Public Sewer Energy: AC - Central Elect Bedroom: First Full Bathroom: First Rooms: Bedroom; Full Bathroom; Great Room Financing: Conventional; FHA; VA

Room Information

Room Name Level Dimensions Length Width
Great Room First 20 x 10 20.00 10.00
Full Bathroom First 8 x 8 8.00 8.00
Bedroom First 10 x 10 10.00 10.00
Bedroom First 10 x 10 10.00 10.00
Listing Office: Compass
Last Updated: June - 05 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.