3615 Phillips Lane, Panama City, FL 32404

$293,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,840 Lot Size (sq. ft.): 41,818 Status: Active

Current Price: $293,000 List Date: 1/29/2026 Last Modified: 6/05/2026

Overview

Description

Welcome to Phillips Lane - a quiet, well-located gem in the heart of Panama City. This inviting home offers a comfortable blend of everyday functionality and Florida charm, perfect for full-time living, a second home, or an investment opportunity. This 2 bedroom, 2 bathroom home sits on almost a full acre of land and has two additional rooms without closets. Primary bedroom is onthe second floor and features a private balcony from which to enjoy calming views of the surrounding area. The Primary bathroom as double vanities and a walk-in shower. There is another full bath with a tub-shower combination & a single vanity. There is also a loft space above the two car garage that would be perfect for a studio apartment, craft area or storage space. Furnishings can be sold too if desired

Listing Details MLS# 994035

Contract Info

List Price/SqFt: 159.24
Listing Board: Emerald Coast

Location Tax and Legal

Area: 27 - Bay County
Street #: 3615
Street Name: Phillips
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Project Name/Subdivision: NONESUCH WAY
Parcel ID: 15029-002-000

General Property Info

Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1840
SqFt Source: County PA Records
Full Baths: 2
Total Bathrooms: 2
# Stories: 2
Year Built: 1987
Garage: Yes
Carport: No
Garage Spaces: 2
Acreage: 0.96
Pool: No
Pool Type: None

Location, Tax and Legal

Sub Area: 2702 - Bay - Central SE
Elementary School: Cedar Grove
Middle School: Rutherford ( Middle )
High School: Rutherford
Legal Description: 1 4S 14W -104.55- 118A2 BEG 2686.67' N 624' E & 275' N OF SW COR OF SEC FOR POB TH CONT N 225' E 196' S 225' W 196' TO POB ORB 1126 P 1197

Listing Info, Tax & Legal

Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 3553.61
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

More Information

Remarks & Misc

Remarks: Welcome to Phillips Lane - a quiet, well-located gem in the heart of Panama City. This inviting home offers a comfortable blend of everyday functionality and Florida charm, perfect for full-time living, a second home, or an investment opportunity. This 2 bedroom, 2 bathroom home sits on almost a full acre of land and has two additional rooms without closets. Primary bedroom is onthe second floor and features a private balcony from which to enjoy calming views of the surrounding area. The Primary bathroom as double vanities and a walk-in shower. There is another full bath with a tub-shower combination & a single vanity. There is also a loft space above the two car garage that would be perfect for a studio apartment, craft area or storage space. Furnishings can be sold too if desired

Construction Status

Construction Complete: Yes

Parking Features

Garage Detached: Yes

Lot/Parcel Access

Private Road: Yes

Lot Features

Cleared: Yes
Interior: Yes
Level: Yes

Construction/Siding

Roof Metal: Yes
Siding Wood: Yes

Utilities

Electric: Yes
Private Well: Yes
Septic Tank: Yes

Zoning

Resid Single Family: Yes

Exterior

Balcony: Yes
Porch Open: Yes

Interior

Split Bedroom: Yes
Walls Paneled: Yes
Washer/Dryer Hookup: Yes

Financing

Conventional: Yes
FHA: Yes
VA: Yes

Appliances

Dryer: Yes
Microwave: Yes
Refrigerator: Yes
Stove/Oven Electric: Yes
Washer: Yes

Energy

AC - Central Elect: Yes
Water Heater - Elect: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Balcony: Yes

Master Bedroom

Second: Yes

Bedroom

Second: Yes

Kitchen

First: Yes

Living Room

First: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Property Features

Construction Status: Construction Complete Lot Features: Cleared; Interior; Level Zoning: Resid Single Family Parking Features: Garage Detached Exterior: Balcony; Porch Open Interior: Split Bedroom; Walls Paneled; Washer/Dryer Hookup Appliances: Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer Utilities: Electric; Private Well; Septic Tank Energy: AC - Central Elect; Water Heater - Elect Master Bedroom: Second Bedroom: Second Kitchen: First Living Room: First Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Financing: Conventional; FHA; VA

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	Second	20 x 16	20.00	16.00
Bedroom	Second	20 x 12	20.00	12.00
Living Room	First	19 x 10	19.00	10.00
Kitchen	First	19 x 10	19.00	10.00

Listing Office: Exit Realty Anchor South

Last Updated: June - 05 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

3615 Phillips Lane, Panama City, FL 32404 (MLS# 994035)