1491 W Highway 98, Mary Esther, FL 32569

$980,000

Virtual Tour

https://www.zillow.com/homedetails/1491-W-Highway-98-Mary-Esther-FL-32569/46002633_zpid/?view=public

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,986 Lot Size (sq. ft.): 19,166 Status: Active

Current Price: $980,000 List Date: 1/12/2026 Last Modified: 8/30/2026

Overview

Description

**Waterfront living meets investment opportunity on the Santa Rosa Sound!** With **115 feet of waterfront**, a private dock with spacious sundeck, & a **separate 1,200 sqft. apartment above the garage**, this one-of-a-kind property offers the flexibility to enjoy the waterfront lifestyle while creating income potential. Whether you're searching for a primary residence, vacation home, multigenerational property, or a home with space for guests, this property delivers options that are hard to find. The main home offers beautiful water views, a bay-window breakfast nook overlooking the Sound, tile flooring throughout, & extensive updates including a full renovation in 2005-2006, plus a new roof, HVAC, & updated plumbing in 2021, & new water heater 2026. The private apartment features its own entrance, balcony, washer and dryer, HVAC, water heater, & security system, making it ideal for extended family, guests, or rental opportunities. A 400 sq. ft. office with a separate entrance provid ... (Read more)

Listing Details MLS# 992670

Contract Info

List Price/SqFt: 328.2
Listing Board: Emerald Coast

Location Tax and Legal

Area: 12 - Fort Walton Beach
Street #: 1491
Street Direction: W
Street Name: Highway 98
State: FL
Zip Code: 32569
County: Okaloosa
Project Name/Subdivision: METES & BOUNDS
Parcel ID: 14-2S-25-0000-0020-0000

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 2986
SqFt Source: County PA Records
Full Baths: 3
Total Bathrooms: 3
# Stories: 2
Year Built: 1981
Immediate Occupancy: No
Garage: Yes
Carport: No
Garage Spaces: 2
Acreage: 0.44
Pool: No
Pool Type: None

Waterfront

Waterfront Feet: 114.7

More Information

Property Features

Construction Status: Construction Complete Lot Features: Bulkhead/Seawall; Flood Insurance Req Zoning: Resid Single Family Waterfront: Intracoastal Wtrwy; Sound Waterview: Intracoastal Waterwy; Sound Parking Features: Garage Attached; Oversized Exterior: Dock; Greenhouse; Hurricane Shutters; Lawn Pump; Patio Covered; Sprinkler System; Workshop Interior: Ceiling Vaulted; Fireplace; Floor Tile; Guest Quarters; Lighting Recessed; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Bay; Window Treatmnt Some Appliances: Dishwasher; Microwave; Range Hood; Refrigerator W/IceMk; Smoke Detector; Smooth Stovetop Rnge Utilities: Public Sewer; Public Water Energy: AC - 2 or More; Ceiling Fans; Double Pane Windows; Storm Doors; Water Heater - Elect Master Bedroom: First; Second Bedroom: First Kitchen: First; Second Living Room: First; Second Rooms: Bedroom; Dining Area; Dining Room; Kitchen; Living Room; Master Bedroom; Office Financing: Conventional; FHA

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	14 x 18	14.00	18.00
Dining Room	First	14 x 15	14.00	15.00
Kitchen	First	14 x 9	14.00	9.00
Master Bedroom	First	16 x 11	16.00	11.00
Bedroom	First	13 x 17	13.00	17.00
Bedroom	First	16 x 11	16.00	11.00
Office	First	14 x 19	14.00	19.00	Could be used at 4th bedroom
Master Bedroom	Second	12 x 23	12.00	23.00	Apartment
Living Room	Second	12 x 24	12.00	24.00	Apartment
Dining Area	Second	8 x 8	8.00	8.00	Apartment
Kitchen	Second	8 x 16	8.00	16.00	Apartment

Listing Office: ERA American Real Estate

Last Updated: August - 30 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

1491 W Highway 98, Mary Esther, FL 32569 (MLS# 992670)