114 Lake Merial Trail, Panama City, FL 32409

$589,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,405 Lot Size (sq. ft.): 24,829 Status: Active
Current Price: $589,000 List Date: 5/01/2026 Last Modified: 6/05/2026

Overview

Description

SELLER NOW OFFERING $10,000 TOWARDS BUYER CLOSING COSTS, RATE BUY-DOWN & MORE! Welcome to 114 Lake Merial Trail, an exceptional 2026 custom-built residence gracefully positioned on .57 acres within the highly sought-after Lake Merial community. Surrounded by untouched wooded parcels on both sides and backing to serene natural landscape, this property offers a rare level of privacy and tranquility. Enjoy peaceful mornings and golden-hour evenings where native wildlife, including white-tailed deer, become part of your everyday backdrop. Designed with both elegance and functionality in mind, the home features a well-executed split floor plan, placing three guest bedrooms privately opposite the primary suite. At the heart of the home, the designer kitchen makes a striking impression with Satori Calcatta Dorado porcelain tile backsplash, quartz countertops, custom

Supplements: soft-close cabinetry, a statement island, and a range hood centerpiece. A farmhouse sink perfectly frames the picturesque views of mature oak and pine trees beyond. The oversized, customized walk-in pantry offers abundant storage, while a conveniently located half bath enhances the space for entertaining. Refined finishes carry throughout, includ ...

Listing Details MLS# 1002035

Contract Info

List Price/SqFt
244.91
Listing Board
Emerald Coast

Location Tax and Legal

Area
27 - Bay County
Street #
114
Street Name
Lake Merial
Street Suffix
Trail
State
FL
Zip Code
32409
County
Bay
Project Name/Subdivision
Lake Merial Phase 1
Parcel ID
07504-247-000

General Property Info

Sub-Type
Detached Single Family
Design
Contemporary
Apx SqFt(Htd/Cooled)
2405
SqFt Source
Agent-Measured
Full Baths
2
Half Baths
Yes
Total Bathrooms
3
# Stories
Yes
Year Built
2026
Immediate Occupancy
Yes
Garage
Yes
Carport
No
Garage Spaces
2
Driveway Spaces
4
userdefined76
6
Acreage
0.57
Pool
No
Pool Type
None

Location, Tax and Legal

Sub Area
2713 - Bay North - Youngstown Area
Elementary School
Deane Bozeman
Middle School
Deane Bozeman
High School
Deane Bozeman
Legal Description
Lot 147, Lake Merial Phase One, according to the map or play thereof, as recorded in Plat Book 22, Page(s) 4 to 7, of the Public Records of Bay County, Florida.

Listing Info, Tax & Legal

Homestead
No
Is Subject Leased
No
Assessment Fees
Yes
Assessment Amount
353
Annual Assessment Amount
1412
Assessment Paid
Quarterly
New Buyer Fee
No
Last Taxes
2282.41
Last Tax Year
2025
Brokerage Interest
Equitable Interest - Listing Broker/Salesperson has equitable interest in the property.
As Is
Yes

More Information

Remarks & Misc

Remarks
SELLER NOW OFFERING $10,000 TOWARDS BUYER CLOSING COSTS, RATE BUY-DOWN & MORE! Welcome to 114 Lake Merial Trail, an exceptional 2026 custom-built residence gracefully positioned on .57 acres within the highly sought-after Lake Merial community. Surrounded by untouched wooded parcels on both sides and backing to serene natural landscape, this property offers a rare level of privacy and tranquility. Enjoy peaceful mornings and golden-hour evenings where native wildlife, including white-tailed deer, become part of your everyday backdrop. Designed with both elegance and functionality in mind, the home features a well-executed split floor plan, placing three guest bedrooms privately opposite the primary suite. At the heart of the home, the designer kitchen makes a striking impression with Satori Calcatta Dorado porcelain tile backsplash, quartz countertops, custom

Sale Type

Accept Backup Offers
Yes

Construction Status

Construction Complete
Yes

Parking Features

Garage
Yes
Garage Attached
Yes

Lot/Parcel Access

Paved Road
Yes
Private Road
Yes
See Remarks
Yes

Project Facilities

Boat Launch
Yes
Fishing
Yes
Gated Community
Yes
Waterfront
Yes

Construction/Siding

Roof Dimensional Shg
Yes
Siding CmntFbrHrdBrd
Yes

Utilities

Electric
Yes
Private Well
Yes
Public Sewer
Yes
Public Water
Yes
Underground
Yes

Zoning

Resid Single Family
Yes

Exterior

Patio Covered
Yes
Porch
Yes
Sprinkler System
Yes

Interior

Floor Tile
Yes
Floor Vinyl
Yes
Furnished - None
Yes
Kitchen Island
Yes
Lighting Recessed
Yes
Pantry
Yes
Shelving
Yes
Split Bedroom
Yes
Washer/Dryer Hookup
Yes

Financing

Conventional
Yes
FHA
Yes
VA
Yes
Will Lease
Yes
Other
Yes

Appliances

Cooktop
Yes
Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Range Hood
Yes
Refrigerator
Yes
Refrigerator W/IceMk
Yes
Smoke Detector
Yes
Stove/Oven Electric
Yes

Energy

AC - Central Elect
Yes
Heat Cntrl Electric
Yes
Water Heater - Elect
Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity
Yes
MBath Separate Shwr
Yes
MBath Shower Only
Yes
MBath Tile
Yes
MBed Walk-in Closet
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Full Bathroom

First
Yes

Half Bathroom

First
Yes

Rooms

Bedroom
Yes
Full Bathroom
Yes
Half Bathroom
Yes
Master Bathroom
Yes
Master Bedroom
Yes

Fees Include

Accounting
Yes
Ground Keeping
Yes
Land Recreation
Yes
Management
Yes
Master Association
Yes

Property Features

Sale Type: Accept Backup Offers Construction Status: Construction Complete Zoning: Resid Single Family Parking Features: Garage; Garage Attached Project Facilities: Boat Launch; Fishing; Gated Community; Waterfront Exterior: Patio Covered; Porch; Sprinkler System Interior: Floor Tile; Floor Vinyl; Furnished - None; Kitchen Island; Lighting Recessed; Pantry; Shelving; Split Bedroom; Washer/Dryer Hookup Appliances: Cooktop; Dishwasher; Disposal; Microwave; Range Hood; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric Utilities: Electric; Private Well; Public Sewer; Public Water; Underground Energy: AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Full Bathroom: First Half Bathroom: First Rooms: Bedroom; Full Bathroom; Half Bathroom; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA; Will Lease; Other Fees Include: Accounting; Ground Keeping; Land Recreation; Management; Master Association

Room Information

Room Name Level Dimensions Length Width Remarks
Master Bedroom First 15.6 x 16.7 15.60 16.70 Measurements are not exact; Buyer to verify
Master Bathroom First 6.1 x 13.1 6.10 13.10 Measurements are not exact; Buyer to verify
Bedroom First 15 x 10.11 15.00 10.11 Measurements are not exact; Buyer to verify
Bedroom First 13.11 x 10.9 13.11 10.90 Measurements are not exact; Buyer to verify
Bedroom First 12.7 x 10.1 12.70 10.10 Measurements are not exact; Buyer to verify
Full Bathroom First 9.11 x 5.3 9.11 5.30 Measurements are not exact; Buyer to verify
Half Bathroom First 6.8 x 4.1 6.80 4.10 Measurements are not exact; Buyer to verify
Listing Office: ERA Neubauer Commercial
Last Updated: June - 05 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.